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Frequently Answered Questions (FAQ's)
If your query is not answered below, please use our contact
form:
Q: How much can i borrow?
A: Any amount from £3,000
to £100,000 depending on your circumstances.
Q: What can i use the loan
for?
A: Our loans have no restrictions for purpose... holidays,
home improvements, car... we specialize in clearing your
existing debts.
Q: Is my application confidential?
A: Every application is treated in the strictest confidence.
We will not contact your employer or bank without your
permission.
Q: What if I move house?
A: In certain circumstances
your loan may be transferred to your new property,
or simply clear the amount outstanding from your
sale proceeds.
Q: Over how long a period can I spread payments?
A: Generally your loan may
be repaid over any period between 3 and 25 years.
Q: Can I repay the loan early?
A: Generally your loan may
be repaid over any period between 3 and 25 years.
Q: What if I am off sick or loose my job?
A: Our optional insurance
schemes are available to cover your monthly payment
if you are unable to work due to illness, redundancy
or unemployment. Can you guarantee that it will
not happen to you?
Q: What if i want to borrow more?
A: Just contact us, even
if your existing loan is still being repaid.
With Just The Loan,
you can put past credit problems behind you once and for all. Even
if you have a history of:
- Rent / Mortgage Arrears
- County Court Judgements / Decrees
- Council Tax Difficulties
- Poor credit scores
Quick Just the Loan Quote:
*Click here if you are a homeowner
*Click here if you are a tenant
Think
carefully before securing other debts against your home. Your home may
be repossessed if you do not keep up repayments on your mortgage or
other debt secured on it.
